Eligibility Under The Means Test:
You do not have to be out of work to file for bankruptcy. We have helped many hard-working people make a fresh start through Chapter 7 and Chapter 13 bankruptcies. We prepare the paperwork for you. We do not ask you to fill in a long exhaustive questionnaire before making an appointment to meet with you. Instead, we do the work for you.
In order to file for Chapter 7 debt elimination, you must meet certain income limits. In Washington state, for example, the annual income for a family of four may not exceed $128,225. If you make more than that, we can look at offsets, which function like deductions on a tax return, such as:
•Health insurance premiums
•Union dues
•Child support payments
With offsets, some clients earn several thousand dollars per year more than the median income, and still qualify for Chapter 7 filing. Attorney Andrew Gebelt has helped many clients file for Chapter 7. If you cannot qualify for Chapter 7, you may consider Chapter 13, a Bankruptcy Court sponsored debt reorganization plan.
We must prove you do not make too much money to file a Chapter 7 bankruptcy. Too much money depends upon how much money your household averaged during the last six months just before we file your Chapter 7 bankruptcy.
Maximum Household Income For An Easy Chapter 7 Bankruptcy:
One person $76,692 = $6,414/mo. Two people $89,711 = $7,476/mo. Three people $107,724 = $8,977/mo. Four people $128,225 = $10,685/mo. Five people $138,125 = $11,510/mo. Six people $148,025 = $12,335/mo. Seven people $157,925 = $13,160/mo. Eight people $167,825 = $13,985/mo.
If you are under the income level for a household of your size, then income eligibility is almost automatic. However, even if you are over the median income, you may still be eligible to file under Chapter 7 if you have certain standard offsets like high mortgage payments, high car payments, child support payments, or expensive health insurance. We can show you how to qualify using these offsets. We are a debt relief agency. We help people file bankruptcy under the bankruptcy code.
Contact us today for a free consultation to see if you qualify for a Chapter 7 or fill in the form below and we will contact you. 425-398-2778 UA-133654451-2
You do not have to be out of work to file for bankruptcy. We have helped many hard-working people make a fresh start through Chapter 7 and Chapter 13 bankruptcies. We prepare the paperwork for you. We do not ask you to fill in a long exhaustive questionnaire before making an appointment to meet with you. Instead, we do the work for you.
In order to file for Chapter 7 debt elimination, you must meet certain income limits. In Washington state, for example, the annual income for a family of four may not exceed $128,225. If you make more than that, we can look at offsets, which function like deductions on a tax return, such as:
•Health insurance premiums
•Union dues
•Child support payments
With offsets, some clients earn several thousand dollars per year more than the median income, and still qualify for Chapter 7 filing. Attorney Andrew Gebelt has helped many clients file for Chapter 7. If you cannot qualify for Chapter 7, you may consider Chapter 13, a Bankruptcy Court sponsored debt reorganization plan.
We must prove you do not make too much money to file a Chapter 7 bankruptcy. Too much money depends upon how much money your household averaged during the last six months just before we file your Chapter 7 bankruptcy.
Maximum Household Income For An Easy Chapter 7 Bankruptcy:
One person $76,692 = $6,414/mo. Two people $89,711 = $7,476/mo. Three people $107,724 = $8,977/mo. Four people $128,225 = $10,685/mo. Five people $138,125 = $11,510/mo. Six people $148,025 = $12,335/mo. Seven people $157,925 = $13,160/mo. Eight people $167,825 = $13,985/mo.
If you are under the income level for a household of your size, then income eligibility is almost automatic. However, even if you are over the median income, you may still be eligible to file under Chapter 7 if you have certain standard offsets like high mortgage payments, high car payments, child support payments, or expensive health insurance. We can show you how to qualify using these offsets. We are a debt relief agency. We help people file bankruptcy under the bankruptcy code.
Contact us today for a free consultation to see if you qualify for a Chapter 7 or fill in the form below and we will contact you. 425-398-2778 UA-133654451-2